How To Buy More Homes to Reach Your Financial Goals

For a lot of people, it is a bit of a leap of faith to commit to real estate investment, even though they know that this is their best chance to create future wealth for themselves and their families. This is a question I often get from people who may be hesitant about taking the plunge into real estate investing: “Is real estate investing easier if I already own property?” There is the idea that once I take the plunge, things will get easier. This is only partly true.

Does it get easier?

If you’ve bought property before – to live in, to make an office or to run a business, or as an investment, you know the nuts and bolts of it all. Buying property involves getting a loan, signing documents, and generally going through the closing process. Basically one knows what the whole exercise entails.
So yes, you do have the comfort of being familiar with the process and the next time around will be less intimidating and more familiar. However, beyond the psychological edge over a complete newbie, there are no major benefits. There are other factors that will decide how easy or difficult it is for you to get a loan, and how many loans you will be able to obtain.

Other factors that influence investing

The number of loans you can take out as an individual is limited, which is up to ten Fannie Mae loans per person. As I often joke with my clients, not even Warren Buffet gets more than ten loans! However if you're married, you can, as a couple, take out up to 20 loans, thereby increasing your chances of wealth creation for your family.
Lenders look at a potential borrower's income, type of employment, and credit history, as well as tax returns to decide whether or not to grant loans. A lot of lenders will prefer to lend to people who have already taken out loans to buy homes as investment over those that have not. This is because those who have already invested may already be generating a rental income for themselves. This makes them a more attractive type of borrower in the eyes of the lender. So if you're financially sound, you may be able to get up to ten, and as a couple, up to 20 home loans.
More details on this here. 
If you have questions about buying homes to create retirement riches for yourself, we at ICG Real Estate are happy to answer them for you. We can help you take that plunge! If you like you can attend one of our quarterly real estate investment events before you decide. 

An extreme amount of student loan debt is currently burdening the majority of college attendees within the United States. We’re talking about an average of 1.4 trillion dollars. Even more unsettling, this statistic doesn’t include the debt accumulated by Parent Plus Loans. Though these loans are deemed the parent’s responsibility, it is oftentimes agreed upon by the student to pay it back. This amount is estimated to be an extra $89 Billion.

Whether you are a student or parent worried about the burdens of educational finances, ICG is here to educate you on the valuable potential of a real estate investment.

Paying Back Student Debt?

Consider the possibilities of a positive investment. Though it might be intimidating to accumulate more debt, it could be life-changing to educate yourself on pertinent information that, if begun early enough, could initially obviate the need for student loans. ICG will guide you through the steps to build equity, pay for your kids’ or grandkids’ college, and also plan for a powerful retirement. Stay updated with recorded events and watch Adiel Gorel explain the importance of single-family home rental investments.

Want to Secure Your Child’s Future?

College may seem way down the line for your child, but it arrives sooner than expected, causing you to panic about the financials. ICG will provide you with the tools to solve this worrisome predicament. Investing in a single-family home may not seem in the cards right now, but it is an excellent way to provide funding for your child’s education. Working with real estate investments for over 30 years through historic recessions worldwide, Adiel Gorel presents easy-to-follow investment plans that go beyond securing future financial stability, by focusing on your wellbeing as a foundation for future success.

Investing in you or your child’s education should be of top priority. Join our worldwide sessions when you become a member, and gain deeper access to a variety of educational resources that simplify all your investment questions with doable answers. For a more in-depth look, attend ICG Real Estate 1-day Expo on September 7th, 2019 near the San Francisco Airport. Contact us for details and for complimentary tickets at info@icgre.com.

The modern-day picture of a successful career includes financial stability and less sleep. To secure financial freedom, one must sacrifice family, personal comforts, and mental health to the widely-accepted stressors of today’s fast-paced workforce. Sadly, the exclusion of restful sleep in our image of success does more harm than good as sleep-deprivation may also decrease life expectancy by 15%, shaving off almost 12 years from the standard life expectancy of 78 years. As we become busier with our daily goals, sleep tends to be tossed to the wayside, yet what good is wealth without health?

As an international investment corporation, we acknowledge and encourage wellness as the primary investment our members should make, starting with sleep. Affecting 30% of the American population, sleep-loss impacts our financial stability as much as economic and political shifts by crumbling our bodies from inside out. Not only does it maximize stressors, but sleep-loss has been linked to several illnesses, including a 70% drop in natural killer cells – the same cells responsible for preventing cancer. With an overwhelming amount of research begging for better sleep patterns, healthy investment options are crucial more than ever.

Close Your Eyes and Open Your Mind to the Key to Wealth.

In the face of chaotic trading floors, fluctuating markets, and complicated investment plans, it may seem hard to equate financial investments with rest. Contrary to cultural norms, long-time real-estate investor, Adiel Gorel presents flexible financial plans built with manageable low-risk solutions, such as single-family rental homes and the amazing 30-year fixed rate loan, all more conducive to improved health and wealth with minimal:

Financial strain from rental upkeep
Time wasted in closely monitoring multiple assets in different locations
Sleep loss due to long work hours dedicated for far-off retirement plans
Created for inexperienced investors with little time to spare, investment strategies such as Remote-Controlled Retirement Riches can assist in creating prolific single-family home portfolios using multiple real-estate markets all with the support of tested strategies and experts.

Sleep-deprivation does not –and should not– equal success. Discover a new way to invest and rest with Adiel in our next broadcasting, August 10th, at 10:30 am on KQED Plus and create your wealth plan without sacrificing the core pillars of your health.

For more information on wellness and financial investments, visit our Membership Area to explore related podcasts and webinars designed to empower the decisions you make now and in the future.

From The Spring 2019 Issue of Realty411 Magazine:

September 8th we had our quarterly ICG 1-Day Expo. It was spectacular.

Market Teams and Lenders

The market teams from relevant U.S. metro areas were present. The property managers were there too as always. Our main brokers and some of the builders (who construct the homes) came to the event as well. What a treat!

We had lenders specializing in both the conventional 30-year fixed rate loans, for investors in all 50 states. Lenders were in attendance who can make loans to people who are over the limit to get the regular (standard loans), as well as issue loans to foreign investors for U.S. rental homes.

I conducted lengthy Q&A sessions and gave the opening keynote speech and a  couple of seminars. At the end of the day, there was a recap of the expo. During the breaks and lunch, I talked with investors, answered questions and enjoyed their company.

Expert Speakers and Hundreds in Attendance

We had a CPA talks about the new tax law and how taxes are optimized for rental home investors. There was an expert who discussed getting college grants for our kids (or grandkids), as many of us still need help (and think we earn too much to qualify). Our last expert spoke on the new structure of reverse mortgages, which has become highly regulated and different than we have previously known. It is useful to understand how all of this works as many are ready to make use of the reverse mortgage, and those of us not quite there learned a lot too.

Hundreds of people were in attendance – one of our best expos to date because it was a wonderful mix of seasoned and brand new investors. We also had many new people who had just been exposed via the PBS Special “Remote Control Retirement Riches with Adiel Gorel.” Also in attendance were veteran ICG investors. The mix was very useful, as the mere questions asked were a great source of learning for everyone. Our veteran investors love talking to people and helping them learn more about the process and to share their experience. It is like a family reunion every quarter! Many investors come to share stories that have been investing for decades – they like to reconnect. The best part is learning how their lives have evolved and to see their dreams coming true for their future.

People All Came Together for the Quarterly ICG 1-Day Expo

The market teams were available in an airy, spacious and enjoyable space all day, to answer any questions and interact with investors new and old. They brought property offering for us to examine.

The day was highly enjoyable! People were from all over the San Francisco Bay Area, and many flew in from other states to attend the event, which was near the San Francisco Airport.

Many of the attendees have already registered to attend the next Quarterly ICG 1-Day Expo on Saturday, December 1,  2018.  We will have a brilliant attorney to discuss Asset Protection, LLCs and other structures, and the correct way to implement it while avoiding common mistakes.  We will also have an expert on credit optimization, so that we can qualify for the best rates possible, using special procedures that will be outlined.  We are still evaluating several exciting experts to choose the third speaker.

In addition to the most relevant market teams, updates and so on, there will be a NEW MARKET introduced on December 1st.

Everyone reading this blog can register for free, just contact us at info@icgre.com and in the subject line write: “Read your blog, please sign me up for free on December 1st!” You can register up to three guests (also for free).

Looking forward to seeing you!

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ICG uses single-family home investments, bought in advantageous locations and the best U.S. markets. We enable you to enjoy the clout that comes from purchasing a multitude of houses, even if you only buy one.
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