An extreme amount of student loan debt is currently burdening the majority of college attendees within the United States. We’re talking about an average of 1.4 trillion dollars. Even more unsettling, this statistic doesn’t include the debt accumulated by Parent Plus Loans. Though these loans are deemed the parent’s responsibility, it is oftentimes agreed upon by the student to pay it back. This amount is estimated to be an extra $89 Billion.
Whether you are a student or parent worried about the burdens of educational finances, ICG is here to educate you on the valuable potential of a real estate investment.
Paying Back Student Debt?
Consider the possibilities of a positive investment. Though it might be intimidating to accumulate more debt, it could be life-changing to educate yourself on pertinent information that, if begun early enough, could initially obviate the need for student loans. ICG will guide you through the steps to build equity, pay for your kids’ or grandkids’ college, and also plan for a powerful retirement. Stay updated with recorded events and watch Adiel Gorel explain the importance of single-family home rental investments.
Want to Secure Your Child’s Future?
College may seem way down the line for your child, but it arrives sooner than expected, causing you to panic about the financials. ICG will provide you with the tools to solve this worrisome predicament. Investing in a single-family home may not seem in the cards right now, but it is an excellent way to provide funding for your child’s education. Working with real estate investments for over 30 years through historic recessions worldwide, Adiel Gorel presents easy-to-follow investment plans that go beyond securing future financial stability, by focusing on your wellbeing as a foundation for future success.
Investing in you or your child’s education should be of top priority. Join our worldwide sessions when you become a member, and gain deeper access to a variety of educational resources that simplify all your investment questions with doable answers. For a more in-depth look, attend ICG Real Estate 1-day Expo on September 7th, 2019 near the San Francisco Airport. Contact us for details and for complimentary tickets at email@example.com.
In an article on the front page of the Wall Street Journal on Saturday, August 11th, titled “Stronger Inflation Eats Into Paychecks”, by Josh Mitchell he discusses how rising inflation creates more expenses across the board, lowering the actual standard of living for most people. This is always true. Even in years when inflation is “lower” than it is right now. Inflation constantly erodes the buying power of the dollar and weakens people’s ability to live to a certain standard they may be accustomed to. Inflation is likely to also exist in the United States for the foreseeable future, due in part to the large budget deficit, and is unlikely to abate. In fact, as the article mentions, it is now accelerating.
As I wrote about in my books, mentioned in my upcoming public television special “Remote Control Retirement Riches With Adiel Gorel”, and specifically in my booklet (which is part of the package for pledgers who help support public television stations) called “How to Harness Inflation As Your Ally”, the very act of buying a solid, affordable single-family home in the right market (please refer to the same source materials, including the booklet “Where to Invest?”), and financing them with the incomprehensible 30-year fixed-rate loan, which NEVER keeps up with inflation, actually REVERSES the effect inflation has on you.
Instead of eroding your income and buying power, when you have a 30-year fixed rate loan on a single-family home (technically these loans are possible to obtain on 1-4 residential units), inflation keep eroding BOTH your fixed monthly payment, AND the loan balance (which goes down gradually with the 30-year amortization principal payments as well).
When inflation constantly erodes your DEBT, obviously you owe less in terms of real dollars. This is an integral part of why rental single-family homes in the United States (to the best of my knowledge the only country where such loans exist), can improve your financial future, enable you to have a potentially far more powerful retirement, send your kids and grand-kids to college (as many have done using this investment style under our guidance), and actually have a constantly rising average net worth (long term, since local fluctuations both up & down in prices can vary that temporarily). In addition, you are building up to the future when either the loan balance looks so small it can just be paid off (usually well before 30 years are up), or the loan is paid off and now there is one more free and clear home providing income for the rest of your life.
I recently came back from speaking and meeting with investors in a foreign country. They are simply SHOCKED at the fact that United States investors can get the 30-year-loan (which is why I called it “incomprehensible”. Foreigners can’t understand why U.S. investors don’t get and many of these “gifts” as they possibly can. The foreign investor usually cannot get these “miracle loans.” Ironically foreigners can appreciate what these loans really mean and how they turn inflation into your ally, instead of your foe, more clearly than most Americans.
Starting this weekend, on August 18th my Public Television special “Remote Control Retirement Riches With Adiel Gorel” will start airing on various Public Television stations across the U.S. In the San Francisco Bay Area the special will air on KQED. A partial list of the air times in various markets (the list gets updated all the time) is here. For additional air times for KQED click here.